Do You Want to Become an OBL Investor?


Hello there, and welcome back to our blog! Here at Owner Builder Loans, LLC we are in the business of helping people. Building a home, while rewarding, is a challenging endeavor that takes a large amount of planning, thought, and, most importantly, capital. For the most part, people do not have a few hundred thousand dollars lying around that they can put towards the construction of their home. For this reason, people seek out our services to raise the funds necessary to make their dream of building a home come true and, quite honestly, we love helping people achieve their dreams. While helping people build their own home is one of the main focuses of our business, we also help people make solid investments that provide an excellent rate of return. In today’s post, we are going to go over our investment options, the requirements we have for our investors, and why we have these requirements in place. Keep reading below to learn more.


A Protected Investment


When it comes to investing, it is important to take some time and make sure that the investment you are making is a solid one. For the most part, investments work one of two ways. High-risk investments are typically seen as less secure, however, they tend to carry a higher potential of a large return on investment. On the other side of the coin, low-risk investments carry very little risk with them but tend to produce less of a return on investment. Choosing the style of investment is entirely up to the investor and, in most cases, people tend to choose a mix of both types of investment to maximize their returns while still making sure that they aren’t taking unnecessary risks with all of their money. Our owner builder loan investments are low-risk in our eyes because they are short term investments that are protected by the equity of our company. Additionally, our investment program places investors money into a pool, meaning that their investment is not tied to any single loan. This helps to further protect investments in the case that one of our clients defaults on their loan.


No Cost, Hands Free Investment


One of the greatest aspects of our investment program is the fact that it is a hands free investment with no cost. You might be wondering, how can an investment have no cost if you have to put forward money? Doesn’t that mean there is a cost? While this is the logical way to look at it, what we mean by “no cost” is the fact that there are no additional fees tacked onto the investment. This means that there are no transaction fees, maintenance fees, or commissions involved with our loans. The amount of money you put in is your only cost and we can guarantee that you won’t have to pay any hidden fees at the end in order to receive your money. Also, because our investors’ investments are not tied to a single loan, they are not responsible for making sure that the loan holder pays back the loan. We handle everything, providing our investors with a truly hands free investment opportunity.


What are the Requirements Needed to Become an Investor?

At Owner Builder Loans, LLC, we only accept investments from accredited investors. In order to be viewed as accredited in our eyes, our investors must meet one of the following two requirements.


  1. Have a net worth, personally or jointly, of $1,000,000 after excluding the value of the primary residence, if applicable.
  2. If investing as an individual, having an income in excess of $200,000 in each of the two most recent years or, if investing jointly, have an income in excess of $300,000 each in the two most recent years.


By adhering to these requirements, we have found that our investors and those individuals who make use of our loans get the most bang for their buck while mitigating the possibility of losing money on an investment.


If you are interested in learning more about how to become an investor with Owner Builder Loans, LLC, please get in touch with us today. We will explain the investment process and work with you to put your money to work.